The doctoral research project focuses on studying the impact of financial education on wealth allocation and economic inequalities. It aims to analyze how deficiencies in financial literacy influence households' asset allocation decisions and contribute to the widening of wealth inequalities.
The first stage of research will examine the effects of limited financial education on households' economic and investment behaviors. The next step will consist in establishing an empirical relationship between the level of financial literacy and portfolio allocation choices. Finally, the study will model the consequences of these choices on the returns of household assets and on the deepening of wealth inequalities.
This research will thus provide a better understanding of the mechanisms through which financial education can promote a more efficient allocation of wealth resources and help reduce economic inequalities.